Joe Garcia MBA, CLTC
CEO  - Founder

“THE BEST PART OF MY JOB IS KNOWING I HELPED

PROTECT MY CLIENTS RETIREMENT”

Founder and CEO of SafeHarbor Management Group (SMG)
and Managing Director of SMG Wealth Management, 

Joe Garcia holds an MBA from Michigan State University as well as
a CLTC designation. A CLTC designation is an insurance
professional that has extensive knowledge is the area of Long -
Term Care planning. He is also an Investment Advisor
Representative (IAR) with SMG Wealth Management.

As an IAR, Joe offers his clients investment advice focused on a

holistic planning approach, while keeping true to his fiduciary responsibilities. Joe’s 25+ years in the financial services industry gives him a unique perspective in the ever-changing world of insurance
and retirement planning. Over the years Joe has been
featured on the Lori Moore show and has given countless
presentations on retirement planning and Medicare.
Joe has made it his mission to grow and protect the assets of
his clients through experience and education. He believes
with his vast experience in the industry combined with his
holistic approach to retirement, it gives his firm a unique
advantage when developing a customized retirement
strategies for clients.