Retirement Planning
Retirement isn’t just about accumulating assets, it’s also about protecting
what you worked hard for. You will face many challenges in retirement,
after all we have at least another 30 years we have to plan for.
The traditional financial advice of withdrawing
4% may not work in today’s environment.
Are you protected?
In retirement we have to take these
things into consideration:
- Market Risk
- Healthcare
- Inflation
- Tax Management
- Income
The Bucket Plan
SMG Wealth Management will help you navigate these
risks through our innovative Bucket Plan approach.
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Your plan should be able to answer these questions:
- What would I do if I need nursing home care?
How would that impact my retirement nest egg?
- If the market went down 25% would it affect
my day to day living?
- If the Stock Market went down and I needed Nursing home care, would I run out of money?
- If you lose half of your spouse’s Social Security, do you have a back up plan?
