Smart Financial Planning for a Secure Retirement
To help you retire with confidence, clarity and peace of mind
About SafeHarbor Management Group
At SMG, we believe financial planning should be clear, personalized, and built around your goals, not generic advice. Our mission is to help individuals and families create a secure and confident future through thoughtful retirement and wealth strategies.
We specialize in retirement income planning, tax-efficient strategies, and wealth preservation. As fiduciary advisors, we are committed to acting in your best interest at all times and providing transparent guidance you can trust.
Whether you’re approaching retirement or already enjoying it, we work closely with you to design a plan that aligns with your lifestyle, values, and long-term vision.
Financial Solutions
Retirement Planning
Retirement isn’t just about accumulating assets, it’s also about protecting what you worked hard for.
Retirement Income
At SMG, we know that growth is important to you, but protecting your hard earned assets no matter what the stock market does can be even more important.
401k & IRA Rollovers
Seamlessly roll over your 401(k) or IRA into a strategy that offers greater control, flexibility, and long-term growth potential.
Tax Management
Tax management is one area of financial planning that remains essential throughout retirement.
Social Security Benefits
Maximize your Social Security benefits with strategies designed to optimize timing and increase your lifetime income.
Insurance Solutions
ACA Marketplace
Find the right health coverage through the ACA Marketplace with guidance tailored to your needs and budget.
Medicare
When you retire, you will have to make some decisions when it comes to your healthcare planning.
Long Term Care
Plan ahead for extended care needs with solutions that help protect your assets and maintain your independence.
Long Term Care Insurance
Protect your savings with long-term care insurance designed to cover future healthcare and support needs.
Final Expense
Cover end-of-life expenses with a plan designed to ease the financial burden on your loved ones.
Dental
Invest in your oral health with dental coverage that helps reduce the cost of routine and unexpected care.
Enroll Medicare Part D
Get help enrolling in Medicare Part D to ensure your prescription drug costs are covered.
Fixed Indexed Annuities
Grow your savings with a fixed indexed annuity that offers market-linked returns with protection from downside risk.
Turning 65 Medicare Checklist
Stay on track with a step-by-step checklist to help you prepare for Medicare as you approach age 65.
Medicare FAQ
Get clear answers to common Medicare questions so you can make informed decisions with confidence.
Our Team
Expert Guidance, Personalized for You
Our team is made up of experienced financial professionals dedicated to helping you achieve clarity and confidence in your financial future. We bring together expertise in retirement planning, investment strategies, and wealth management to create personalized solutions for every client.
With a client-first approach, we take the time to understand your goals, answer your questions, and guide you through every step of your journey.
Refer one client and receive a 2-pack of rich, soft-baked chocolate cookies made for true chocolate lovers. Decadent, comforting, and deeply satisfying chocolatey goodness in every bite. Just the way grandma made!
Refer 2 clients and receive a beautifully packaged selection of gourmet sea salt chocolates. Rich, melt-in-your-mouth chocolates paired with a touch of sea salt for the ultimate sweet-and-savory thank you for your referral treat.
Refer 3 to 4 clients and receive Classic Oreos dipped in rich, velvety chocolate. An irresistible blend of crunch, cream, and indulgence. A beloved classic taken up a notch. Or a curated trio of gourmet popcorn flavors. Each is handcrafted for bold taste, perfect crunch, and variety in every bite. Because one flavor is never enough.
Refer 5 or more clients and receive a $100 Amex Gift Card. A thank-you to spend your way because great referrals deserve real value.
*To be eligible for referral rewards, the referring individual must be an active SMG client
Client Referral
The more people you refer to SMG, the higher your reward level and the better the perks.
Because your referrals mean everything to us!
Complementary Color of Money Risk Analysis
The Color of Money Risk Analysis assesses your financial picture and provides a roadmap to your overall risk preferences. The output will be a Color of Money score. This short, interactive analysis is one of the first steps on the road to retirement.
Areas We Serve
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Michigan
License # 0090442
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Florida
License # L109827
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Texas
License #1834231
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North Carolina
License #10000254937
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Ohio
License #42578
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Indiana
License #749653
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Tennessee
License #2388165
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South Carolina
License #1909865697
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Arkansas
License #3002986700
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Kentucky
License #1432929
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Georgia
License #234435
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Virginia
License #130581
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Illinois
License #100352892
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West Virginia
License #1001313
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New York
License #LA-1865576
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Pennsylvania
License #662032
Hear From Our Clients
get your complimentary analysis
Our complimentary portfolio analysis includes a Risk Assessment and a Portfolio Risk Analysis.
This will allow you to see how much risk you are taking in your current portfolio and compare it to other models.
Get your Complimentary Navigating Medicare Guide
Our complimentary Navigating Medicare guide is designed to help you understand the basics. It will help navigate you through the different parts of Medicare, understand what is and isn’t covered, and help you understand the differences and similarities in Medicare Advantage and Medicare Supplement.